Why It’s So Very Hard to Regulate Payday Lenders

Georgia’s creator, James Oglethorpe, an eighteenth-century social reformer, envisioned the colony as a economic utopia—a haven for all those locked in Britain’s debtors’ prisons. Oglethorpe petitioned King George II to permit the country’s worthy poor a 2nd possibility in an international payment, after which instituted rules that desired to erase lessons distinctions while prohibiting liquor…

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